Worrying about money can be stressful, distracting and time-consuming. According to new research, a third of Americans are actually losing sleep over it.

Experts say chronic concern over finances can take quite a physical toll on the person doing the worrying.

Pricey housing, staggering electric bills, heaps of student loan debt, a puny savings account; when it comes to worrying about money, there are limitless ways to stress. And no two bodies handle it quite the same.

Just ask Dallas’ Tessa Ostheimer. AUDIO